tduuavb
« Home
Saturday, November 3, 2007
Saving Money On Car Insurance With A Teenage Driver
Are you paying a fortune to insure your teenage driver? You really don't have to.Some car insurance companies will charge you for your teenage driver when they turn sixteen. Some won't. Call your carrier ahead of time to find out what their policy is.
The most costly coverage on your auto insurance policy is the collision coverage. Collision coverage covers damage to your vehicle when it is involved in an at-fault accident. I.e. you hit someone or something. New drivers, no matter what age, are rated higher and cost more due to their lack of driving experience.
To save on the cost of the collision coverage on a new driver, consider purchasing a used vehicle that cost between one thousand five hundred and three thousand five hundred dollars. Make sure that it is mechanically sound for your driving needs. If you want to cover this vehicle for theft and vandalism, you can purchase comprehensive coverage. Instead of purchasing collision coverage on this vehicle, purchase uninsured motorist property damage coverage.
Uninsured motorist property damage coverage protects your vehicle for up to a limited amount if an uninsured motorist hits it and you can identify the driver and the vehicle. That way if anyone hits you, even if they have no insurance, your vehicle will be repaired or you will receive payment from your insurance company for the fair market value of the vehicle. Some insurance companies include a deductible with this coverage. Your savings could be anywhere from five hundred to two thousand dollars per year for your first three years of driving. How much does that add up to after three years?
When my daughter turned sixteen this year, I was faced with this dilemma. I own a 2002 Honda Accord and a 2003 Mitsubishi Lancer. My auto insurance carrier wanted to increase my premium by two thousand dollars every six months to add her onto the policy.
I bought her a 1970 Plymouth, in good mechanical condition, and found a different top insurance company that charged me $642.00 every six months for the Plymouth with her on the policy. This policy came with permissive driving as a standard feature. This means that any other car she drove, including my other cars, were covered by this policy.
After I purchased the policy on the Plymouth, I was then able to add her onto my current policy for my Honda and Mitsubishi as a not rated driver without any additional cost. If she causes an accident while driving my Honda or Mitsubishi, the policy on the Plymouth would come first with its' coverage's. Then my current policy would come second, if necessary.
My current carrier wanted $1,200.00 every six months if I added the 1970 Plymouth and my daughter onto the policy. So I ended up saving over $1,100.00 a year on my car insurance.
Barry Brenner is a licensed auto insurance agent with extensive experience selling car insurance. You can visit his popular website at: http://www.cheapcarinsurancequotetips.comBible Based Christian Anger Management Free Online Bible Studies
Why Quit Smoking 3 Reasons Why You Should Quit Smoking
Star Wars Gaming Lego Gets Virtual With Lego Star Wars The Video Game
free casino game
Youtube Family Guy Video Game Preview 2
Easy Way To Stop Smoking
All4homebusiness
The Student Counseling Virtual Pamphlet Collection
make money fast
Harvest Moon Online Video Game Petition
Make Fast Cash Money
Punctuality The Latest Problem To Hit Ba Flights The Scotsman
Make Real Money On The Internet
free casino
1000 Ways To Make Money
Computer Game59 S Xanga Site
Pframtester Com Pram Tester Ph Tester Benthos Tester
Psp Game Psp Cheats Psp Video Games Psp News Psp Reviews
Teachers Fearful After Threat The Record
make money ways
Free Make Money Survey Taking
Gamezone Pc And Video Games Game Cheats Codes News And Reviews
Used Arcade Game For Sale
Anger Smart Anger Management Tools And Resources For Work
Design From Make Money Web
Keyword Work At Home Make Money
Anger Management Movie Adam Sandler Jack Nicholson Photos
Anger Management Services Online
Business Business Business Forumshere
Online Survey Make Money Work At Home
Class Description Times
Hypnosis To Quit Smoking And Stop Smoking With Hypnotism
Welcome To The Guidance
Fast Legally Make Money Online
Make Money With No Web Site
Ways To Make More Money
Make Money Fast From Home
Easy Home Make Money Work
Free Ways To Make Money
Easy From Home Make Money Ways
Car Make Money Online Selling
Free Anger Management Classes
Business Home Income Make Money Opportunity Work
Based Business Home In Make Money Sew Sewing Success
Email Marketing Strategy
Make Money Online Site Web
Business Forumshere
Business Business Employment From Home Home Home Make Money Opportunity Personnel Survey Taking Work
video game test
Easy Make Money Online Really Way
Education World Professional Development Center Classroom Management
Family In Galt California Ca Yellow Pages Switchboard Com
Learn Make Money More Online
Creating Make Money Site Web
Video Game Programming Tutorials Kirupaforum
How To Make Money Fast Free Online
Fast Make Money Now Online
Wal Mart Video Games For Your Xbox Playstation 2 And Gamecube
Amazon Com Hot Car Girl Video Games
All4homebusiness
Adsense Adsense Adsense Ebook Google Make Money Profits
free casino game
free online casino
Make Money Online From Home
Gamealmighty Com Guitar Hero Strategy Fundamentals
free casino
Fast Free Make Money Way
Leaked Skulltrail 8 Core Penryn Benchmarks At Idf George Ou Zdnet Com
Make Money
Pathways To Peace Online Store
Best Home Make Money Online Opportunity
Home Make Money Online Opportunity Work
Blogging From Make Money
Make Money Online Penny Stock Trade
All4homebusiness
Credit Make Money Online Ways
casino bonus
Business Business Home Home Make Make Money Money Online Online Opportunity Opportunity Shopping Shopping
Business Business From Home Home Make Marketing Money Network Online Online Prowealthsolutions Work
Fast Fraud Internet Make Money Society
Business Idea Make Money Online Onlinedealsspotter
Make Extra Money Typing
Two Worlds For Xbox 360 Two Worlds Xbox360 Game Two Worlds
Anger Management Classes In Houston Texas Angry In L
online casino free bonus
How Kid Can Make Money
Make Money More Than
Ways For Teen To Make Money
free online casino
Playstation Game Reviews
Make Money By Surfing The Internet
Internet Make Money Using
Credit Easy Internet Make Money Ways
All4homebusiness
Lost The Video Game
What S Good About Anger Leader Certificate Training And Resources
Managed Email Marketing
online casino
Westside Hospital Expected To Seek Bankruptcy Protection Los Angeles
Teen And Adolescent Anger Management Boarding Schools For
Posted by jimfsfli | 4:08 PM | 
Oct 15, 2007 Oct 16, 2007 Oct 17, 2007 Oct 18, 2007 Oct 19, 2007 Oct 20, 2007 Oct 21, 2007 Oct 23, 2007 Oct 26, 2007 Oct 27, 2007 Oct 28, 2007 Oct 30, 2007 Nov 1, 2007 Nov 2, 2007 Nov 3, 2007 Nov 4, 2007 Nov 6, 2007 Nov 7, 2007 Nov 9, 2007 Nov 11, 2007 Nov 13, 2007 Nov 16, 2007 Nov 22, 2007 Nov 23, 2007 Nov 28, 2007 Nov 29, 2007 Dec 16, 2007 May 27, 2008 Jun 1, 2008 Jun 7, 2008 Sep 19, 2008 Oct 7, 2008 Oct 13, 2008 Oct 28, 2008 Nov 4, 2008 Nov 8, 2008 Nov 15, 2008 Nov 22, 2008 Feb 18, 2009 Mar 4, 2009 Mar 25, 2009 Jun 30, 2009